If you do not have a Paypal account, that’s ok.  On the next page, just click the “Proceed to Paypal” button after clicking the “I accept the terms and conditions” button on the bottom of the Checkout page.  On the Paypal page, simply hit the “Pay with Credit or Debit Card” button.  Yay, you do not need a Paypal account to make a purchase.  Thank you!